Last updated: June 24, 2026
These Terms of Service ("Terms") govern your access to and use of DebtPayoffCalc.com (the "Site"), operated by Numerlyn LLC ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site.
The content on DebtPayoffCalc.com — including the debt payoff calculator, blog articles, FAQ, and all other materials — is provided for informational and educational purposes only. Nothing on this Site constitutes financial advice, legal advice, tax advice, or a recommendation to take any specific action with respect to your personal finances or debts.
The calculator outputs (payoff dates, interest estimates, payment schedules) are mathematical projections based on the inputs you provide. They do not account for variable interest rates, fees, missed payments, promotional periods ending, or other real-world factors that may affect your actual debt payoff timeline. Actual results will vary.
Your use of this Site does not create an advisor-client relationship, financial counseling relationship, or any other professional relationship between you and Numerlyn LLC. We are not a licensed financial advisor, credit counselor, or debt management company. For personalized financial guidance, consult a licensed professional.
We strive to provide accurate and up-to-date information, but we make no warranties or representations, express or implied, about the completeness, accuracy, reliability, or suitability of the information, tools, or content on this Site for any particular purpose.
You are responsible for verifying any information before relying on it. We recommend consulting official sources and licensed professionals for any significant financial decisions.
You may use this Site for personal, non-commercial purposes. You agree not to:
All content on this Site — including text, graphics, code, design, and trademarks — is owned by or licensed to Numerlyn LLC and is protected by applicable intellectual property laws. You may not reproduce, republish, or distribute any content from this Site without our express written permission, except for sharing individual links to pages.
To the fullest extent permitted by applicable law, Numerlyn LLC and its members, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — this Site or its content, even if we have been advised of the possibility of such damages.
This includes, without limitation, damages arising from: reliance on calculator results for financial decisions, errors or omissions in content, unauthorized access to your information, or any third-party conduct.
The Site may contain links to third-party websites. These links are provided for convenience only. We do not control or endorse any third-party sites and are not responsible for their content, privacy practices, or any damages that may result from using them.
This Site is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses.
We reserve the right to modify these Terms at any time. We will update the "last updated" date when changes are made. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Sheridan County, Wyoming.
If you have questions about these Terms, please contact us:
Numerlyn LLC
30 N Gould St Ste N
Sheridan, WY 82801
contactnumerlyn@gmail.com