Privacy Policy

Last updated: June 24, 2026

This Privacy Policy describes how DebtPayoffCalc.com ("we," "us," or "our"), operated by Numerlyn LLC, collects, uses, and protects information when you visit our website. We are committed to protecting your privacy and being transparent about our data practices.

1. Information We Collect

Calculator inputs: All calculations you perform on DebtPayoffCalc.com — including debt balances, interest rates, and payment amounts — are processed entirely within your browser. This data is never transmitted to our servers and is not stored, collected, or saved by us in any form.

Analytics data: We use Google Analytics 4 (GA4) to collect anonymized information about how visitors use our website. This includes pages visited, time spent on pages, general geographic location (country/region level), device and browser type, and traffic source. This data is aggregated and does not identify you personally.

Contact form data: If you submit our contact form, we collect your name, email address, subject, and message. This information is used solely to respond to your inquiry and is not sold or shared with third parties.

2. Cookies

We use cookies primarily through Google Analytics. These cookies help us understand how visitors interact with our site so we can improve it. The cookies set by Google Analytics do not contain personally identifiable information.

You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on, or by using your browser's cookie settings to block third-party cookies.

3. Google Analytics

We use Google Analytics 4 to analyze website traffic. Google may collect information including your IP address, browser type, operating system, referring URLs, and pages visited. Google processes this data according to its own Privacy Policy. We have enabled IP anonymization where applicable.

We do not sell or share analytics data with third parties for advertising or marketing purposes.

4. Third-Party Services

Our website may be hosted on Cloudflare Pages. Cloudflare may process your IP address and connection metadata as part of routing traffic and providing security services. Cloudflare's privacy practices are governed by the Cloudflare Privacy Policy.

We do not use advertising networks, affiliate tracking, or other third-party data collection services on this website beyond those listed above.

5. How We Use Information

We use the information we collect to:

We do not sell, rent, or trade your personal information to third parties.

6. Data Retention

Google Analytics data is retained for 14 months by default, after which it is automatically deleted from Google's servers. Contact form submissions sent to our email are retained for as long as necessary to handle the inquiry.

7. Your Rights

Depending on your location, you may have rights regarding your personal information, including:

To exercise any of these rights, contact us at contactnumerlyn@gmail.com.

8. Children's Privacy

DebtPayoffCalc.com is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "last updated" date at the top of this page. We encourage you to review this policy periodically.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Numerlyn LLC
30 N Gould St Ste N
Sheridan, WY 82801
contactnumerlyn@gmail.com